Worried about getting denied again because of bad credit?
We restore credit from 400 to 800 for busy professionals to access funding for their financial goals. Our clients receive on average 100 point increase on their credit in just a few weeks by working with us. Get started with our comprehensive credit restoration service and rebuild your financial future.
Step 1- Dispute
We relentlessly dispute inaccurate and negative items to clean your credit report and boost your score.
Step 2- Rebuild
We provide proven strategies and positive lines of credit to establish a strong, lasting financial foundation.
Step 3- Access
After polishing your credit, you gain access to funding opportunities in the members community.
Reasons for Better Credit
A strong credit profile unlocks doors to major life milestones and significant financial savings. We can help you accomplish these financial goals below through our credit restoration process.
Dream Home
Secure your dream home with favorable mortgage terms and lower down payment requirements.
Brand New Car
Drive off the lot in a new vehicle with competitive auto loan rates that fit your budget.
Mortgage Refinance
Tap into your home's equity or secure a lower rate to save thousands over the life of your loan.
New Credit Card
Qualify for premium credit cards with high limits, lower interest rates, and elite rewards.
Business Funding
Get the capital required to launch a new venture or expand your existing business operations.
Higher Paying Job
Pass background checks for executive positions that require an excellent credit history.
Personal Loan
Access uncollateralized personal loans at low interest rates for your unique financial needs.
New Cell Phone
Get the latest flagship devices with zero down payment and flexible monthly installments.
Luxury Apartment
Easily get approved for premium housing in top-tier locations without needing a co-signer.
Line of Credit
Establish a revolving line of credit to ensure you always have emergency funds available.
What We Can Dispute
We handle these negative items on your behalf.
Membership Benefits
Begin your journey to better credit with these amazing benefits while working with Sparke Wealth.
Personalized action plan
Get a customized strategy tailored to your specific credit situation
Dispute negative items
Challenge inaccurate or unfair negative marks on your credit report
Correct personal information
Ensure all your personal details are accurate across credit bureaus
Certified mailed letters
Official dispute letters sent via certified mail for maximum impact
Thorough document handling
We carefully organize and manage all your credit dispute documents
Monthly progress reports
Receive comprehensive updates on your dispute progress every month
Secure client portal
Access your account anytime with fully encrypted security and privacy
Excellent customer service
Dedicated support team ready to assist you via email and phone
Full discretion and privacy
Your information is kept completely confidential throughout the process
Access to resources
Gain access to exclusive educational materials and credit building resources
Client Success Stories
Real results from real clients. See how we've helped others improve their credit scores and achieve their financial goals.
Start The Process
As our next client, please choose to pay in full or the payment plan to start on our simple credit restoration signup process to fix your credit. Our team will reach out to you right away.
Standard- Plan
This monthly plan includes all three phases of credit restoration service including resources in the members community. Must have at least 5 negative accounts on your credit report to work with us.
Standard- Full
This standard plan includes all three phases of credit restoration service including resources in the members community. Must have at least 5 negative accounts on your credit report to work with us.
This is for a credit restoration service for 6 months that includes up to 5 rounds of disputes depending on your credit profile. Must have at least 5 negative accounts on your credit report to work with us such as a collection, charge off account, hard inquiries and other issues to work with us. We do not take only credit building or funding clients. You are required to sign up and maintain a 3-Bureau credit monitoring account throughout the entire process or we will be unable to dispute the next round or provide the results. Our credit monitoring partner is ScoreFusion with a membership of $25/mth. They are separate from our fee. Please ensure you have reviewed all package details carefully before making your payment. NO REFUNDS. If unsure, schedule a consultation on our meeting page to speak to us prior to making a payment here if you have any questions.